---
title: Explaining Term Life Insurance Essential to Success (Pt 2)
description: Find out the most important questions about term life insurance you should be answering for your clients. Earn their trust and you’ll earn their business.
---

[LWT Producer Insights - Blog](https://blog.lwtagency.com)

# [Explaining Term Life Insurance Essential to Success (Pt 2)](https://blog.lwtagency.com/explaining-term-life-insurance-success)

 Written by [LWT Agency](https://blog.lwtagency.com/author/lwt-agency) | Dec 18, 2018 5:10:00 PM

Sometimes it’s hard to get people talking. 

Especially about [life insurance](https://blog.lwtagency.com/dear-insurance-producers-you-arent-explaining-term-life-insurance-well-enough-part-1-video). 

But once you do, there are some important things to consider when you’re recommending [term life insurance](https://www.nerdwallet.com/blog/insurance/what-is-the-difference-between-term-whole-life-insurance/).

[*Be sure to check out the video for part 1 so you’re not missing out on anything.*](https://www.youtube.com/watch?v=vD2XQ7wxItY)

 This video goes over five of the most important questions to ask  – if you want to increase your [life insurance](https://blog.lwtagency.com/selling-life-insurance-tips-not-all-term-policies-are-created-equal) sales – such as:

- Can your client convert to the carrier’s very best permanent life product?
- Can your client convert based on the same rate class as the original term policy?
- Is your client able to reduce the face amount of their existing term policy?
- Will the carrier allow a partial conversion and allow your client to keep the remaining balance of [term life insurance](https://blog.lwtagency.com/dont-let-your-clients-make-these-5-term-life-insurance-errors)?
- Will you, as the agent, be fully compensated on the conversion?

If you can answer these questions, you’re in a good position to protect yourself and your clients!

[Watch the video now.](https://youtu.be/Y_dtSutfqZ0)

*Are you in the habit of answering questions like these when you’re recommending term life insurance?*

 

*Are you in the habit of answering questions like these when you’re recommending term life insurance?*

[View full post](https://blog.lwtagency.com/explaining-term-life-insurance-success)

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