---
title: LWT Producer Insights - Blog
description: Expert guidance, strategies, and perspectives for today’s independent life insurance producer.
---

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# LWT Agency

Since 1927

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# LWT Producer Insights

#### Expert guidance, strategies, and perspectives for today’s independent life insurance producer.

<https://blog.lwtagency.com/living-benefits-the-hidden-value-in-life-insurance-video>

## [Living Benefits: The Hidden Value in Life Insurance \[Video\]](https://blog.lwtagency.com/living-benefits-the-hidden-value-in-life-insurance-video)

In this brief, high-impact video, Dave Donchey and Sam Keenan explore the meaningful value of...

<https://blog.lwtagency.com/the-role-of-a-life-insurance-agent-respecting-the-clients-perspective>

## [Check Your Bias at the Door: Premium Decisions Belong to the Client, Not the Agent](https://blog.lwtagency.com/the-role-of-a-life-insurance-agent-respecting-the-clients-perspective)

Life insurance agents hold a unique and meaningful responsibility. Families rely on them not only...

<https://blog.lwtagency.com/the-true-cost-of-term-vs.-permanent-life-insurance-understanding-outlay-and-net-cost>

## [The True Cost of Term vs. Permanent Life Insurance: Understanding Outlay and Net Cost](https://blog.lwtagency.com/the-true-cost-of-term-vs.-permanent-life-insurance-understanding-outlay-and-net-cost)

When insurance producers and their clients compare life insurance options, they often focus on the

<https://blog.lwtagency.com/why-price-alone-can-be-misleading-when-comparing-life-insurance-products>

## [Why Price Alone Can Be Misleading When Comparing Life Insurance Products](https://blog.lwtagency.com/why-price-alone-can-be-misleading-when-comparing-life-insurance-products)

 In the world of life insurance, price (premium) is often the first and sometimes the only factor...

<https://blog.lwtagency.com/the-power-of-consistent-policy-reviews-why-every-life-insurance-agent-needs-a-structured-follow-up-system>

## [The Power of Consistent Policy Reviews: Why Every Life Insurance Agent Needs a Structured Follow-Up System](https://blog.lwtagency.com/the-power-of-consistent-policy-reviews-why-every-life-insurance-agent-needs-a-structured-follow-up-system)

In today’s competitive life insurance marketplace, success isn’t only measured by new business...

<https://blog.lwtagency.com/how-redeem-over-loaned-whole-life-insurance>

## [How to Save Older Over-Loaned Whole Life Policies](https://blog.lwtagency.com/how-redeem-over-loaned-whole-life-insurance)

Older and over-loaned.

Think these kinds of whole life insurance policies aren’t worth talking...

[1](https://blog.lwtagency.com/page/1) [2](https://blog.lwtagency.com/page/2) [3](https://blog.lwtagency.com/page/3) [4](https://blog.lwtagency.com/page/4) [5](https://blog.lwtagency.com/page/5) [Next](https://blog.lwtagency.com/page/2)

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Leisure Werden & Terry Agency is not affiliated with The Leaders Group, Inc.

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